Chargebacks911 vs. Chargeflow

You searched for Chargeflow.
Here's what you should know.

Automated solutions are dangerous and less effective for most merchants. Before trusting your business with unsupervised machines, request a FREE ROI analysis from the experts at Chargebacks911.

Chargebacks911 Chargeflow
Prevention + Recovery + Intelligence flywheel
Expert oversight and consultation
Widest alert coverage in a single integration
System-agnostic, works with any platform or PSP
UDMS platform powers Issuers, Acquirers, and PayFacs
Contractual performance guarantee
Led by industry experts
Year founded20112022
PCI Level 1 · SOC 2 Compliant · Visa/Verifi · Mastercard/Ethoca · 87 Countries
$2B+
Revenue Recovered
15B+
Transactions Monitored
87
Countries Served
2011
Year Founded
The Chargeback Flywheel

Prevention. Recovery. Intelligence.
Three layers, one system.

Most providers offer pieces of the solution. We built ours so that each piece makes the others more effective.

01
Prevention

Stop chargebacks before they happen.

Up to 90% prevention using every major Visa and Mastercard tool, CDRN, RDR, Ethoca, Order Insight, Consumer Clarity, CE 3.0, plus our proprietary alert network. All managed from a single dashboard.

02
Recovery

Automation handles volume. Experts handle judgment.

Automated systems file cases in bulk. When the evidence is wrong, you lose, and then face a second-cycle dispute. Our approach: automation for data, expert oversight for every critical decision point.

03
Intelligence

The largest dispute dataset in the industry.

Over 15 billion transactions analyzed across nearly a million merchant accounts. Source detection identifies the real cause behind each chargeback. That insight feeds directly back into prevention.

Prevention

Every major prevention tool. One integration.

No single prevention tool covers every scenario. The merchants with the lowest chargeback ratios use a layered strategy. Chargebacks911 gives you access to all of them.

  • Verifi CDRN
  • Rapid Dispute Resolution (RDR)
  • Ethoca Alerts
  • Consumer Clarity
  • Order Insight
  • Compelling Evidence 3.0
  • Mastercard Collaboration
  • Chargebacks911 proprietary alert network
Prevention Dashboard
Active Prevention Tools
Verifi CDRN
RDR
Ethoca Alerts
Consumer Clarity
Order Insight
CE 3.0
MC Collaboration
CB911 Network
Chargebacks Prevented↑ 90%
Recovery

Automation handles volume. Experts handle judgment.

Full automation is fast, and it's where most recovery platforms stop. When a flawed evidence package is filed, the cardholder receives a copy. That triggers a second-cycle dispute that's harder to win.

  • Data ingestion and case routing automated
  • Every critical decision point has expert oversight
  • Evidence selection tailored per case and issuer
  • Lowest second-cycle dispute rate in the industry
  • Contractual performance guarantee on results
Representment Pipeline
Data Ingestion Auto
Transaction data pulled and normalized
🔀
Case Routing Auto
Priority queued by value and complexity
🧠
Evidence Selection Expert
Human forensic analyst reviews strategy
✍️
Case Construction Expert
Tailored per issuer, not template-based
📤
Submission & Tracking Auto
Deadline management and status sync
Intelligence

The largest dispute dataset in the industry.

Over 15 billion transactions analyzed across nearly a million merchant accounts. Source detection identifies the real cause behind each chargeback, not the generic reason code.

  • Intelligent Source Detection, true root cause, not reason codes
  • ERT Notifications, errors, risks, and threats surfaced proactively
  • Industry-specific benchmarks across verticals
  • Direct issuer and acquirer data through UDMS platform
  • Accurate fraud training data that improves over time
Intelligence Dashboard
15B+
Transactions
~1M
Merchant Accounts
Friendly Fraud58%
Merchant Error24%
True Fraud18%
Chargeback source distribution powered by Intelligent Source Detection
Head-to-Head

Chargebacks911 vs. Chargeflow

The full breakdown, category by category.

Feature Chargebacks911 Chargeflow

"Recovered more than $400,000 and achieved a 72% win rate within the first 90 days."

D
Director of Risk & Compliance
Global eCommerce Management Solution
$400K+
Recovered in 90 days

"Decreased chargebacks by over 11% and recovered more than $100,000 in the first month."

Director of Payments, Health & Skincare Retailer

"Chargebacks911 can handle everything, including providing proactive guidance to help our merchants avoid chargebacks."

Director of Risk & Compliance, eCommerce Platform

"Among merchants who had not previously responded to chargebacks, 92% improved their ratio within 90 days."

Chargebacks911 internal data, full-service representment cohort
Common Questions

Frequently Asked

Chargeflow is a recovery tool focused primarily on Shopify and Stripe merchants, using full automation. Chargebacks911 is an end-to-end chargeback management platform, prevention, recovery, and intelligence working together. Every representment case has expert oversight at every critical decision point. Our UDMS platform also powers the dispute process for some of the largest Issuers, Acquirers, and PayFacs in the world.
Automation handles volume. Experts handle judgment. When an automated system files flawed evidence, the cardholder receives a copy, which can trigger a second-cycle dispute that is harder to win and more expensive to manage. Our approach uses automation where it adds value and expert oversight where it matters most.
Not at volume. Twenty-five percent of every recovery compounds fast, and a provider paid only on wins has every incentive to skip the complex cases. Our performance guarantee is contractual and covers every case, not just the easy ones.
Thousands of merchants across 87 countries, plus some of the largest Issuers, Acquirers, and PayFacs in the world. Our platform has been managing disputes since 2011, before Chargeflow was founded.
System-agnostic integration with your existing tech stack. Pre-built connections mean you go live in days, not months. Works with custom-built systems, any PSP, and every major platform.
Custom pricing based on volume and the tools selected, with a contractual performance guarantee on recovery. The free ROI analysis returns a specific quote against your current numbers.
Ready?

See what chargebacks are
really costing you.

PCI Level 1 Compliant
SOC 2 Certified
No contract required
Set up in 24 to 72 hrs